Karin Kinnerud is Assistant Professor of economics at 91探花视频. Her research focuses on macroeconomics, housing, household finance, and monetary policy. Karin earned her PhD in 2020 from the Institute for International Economic Studies at Stockholm University and holds a MSc in quantitative financial economics from Oklahoma State University.
The Effects of Monetary Policy through Housing and Mortgage Choices on Aggregate Demand
Quantitative Economics
Fjære-Lindkjenn, Jeanette; Aastveit, Knut Are, Karlman, Markus Johan, Kinnerud, Karin, Juelsrud, Ragnar Enger & Wold, Ella Getz (2024)
Hvordan virker utlånsforskriften? En oppsummering av forskningslitteraturen
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I denne artikkelen forsøker vi å svare på om utlånsforskriften har virket etter hensikten og hvilke kostnader den påfører husholdningene. Forskningslitteraturen indikerer at boliglånsregulering bidrar til noe lavere gjelds- og boligprisvekst, men at det er mer usikkert om den reduserer husholdningenes sårbarhet for uforutsette hendelser som renteøkninger og arbeidsledighet. Utlånsforskriften påfører samtidig mange husholdninger kostnader ved at den begrenser muligheten for konsumglatting og kan gjøre det vanskeligere for unge å kjøpe sin første bolig. Reguleringen kan også forsterke viktigheten av formuende foreldre for muligheten til boligkjøp. Høy inflasjon og rente kan redusere behovet for forskriften og øke kostnadene.
Karlman, Markus Johan; Kinnerud, Karin & Kragh-Sørensen, Kasper (2020)
Costly reversals of bad policies: The case of the mortgage interest deduction
Review of economic dynamics Doi: -
This paper measures the welfare effects of removing the mortgage interest deduction under a variety of implementation scenarios. To this end, we build a life-cycle model with heterogeneous households calibrated to the U.S. economy, which features long-term mortgages and costly refinancing. In line with previous research, we find that most households would prefer to be born into an economy without the deductibility. However, when we incorporate transitional dynamics, less than forty percent of households are in favor of a reform and the average welfare effect is negative. This result holds under a number of removal designs.
Holm, Martin B.; Natvik, Gisle James, Kinnerud, Karin & Storesletten, Kjetil (2024)
På høy tid å justere avdragskravet
Dagens n忙ringsliv [Kronikk]
Kinnerud, Karin (2023)
Guest on the podcast Boligbobla: “Inflasjonsjusterte boligpriser?”
[Internett]
Fjære-Lindkjenn, Jeanette; Karlman, Markus Johan, Kinnerud, Karin & Wold, Ella Getz (1)
Regulering av boliglån har store kostnader
Dagens n忙ringsliv [Kronikk]
Kinnerud, Karin; Ellingsrud, Sigmund & Natvik, Gisle James (2024)
The inflation tilt effect
[Academic lecture]. Forskerm酶tet 2024.
Kinnerud, Karin & Balke, Kasper Kragh (2024)
Mortgage lending standards: Implications for consumption dynamics
[Academic lecture]. Seminar.
Karlman, Markus; Kinnerud, Karin & Balke, Kasper Kragh (2024)
Down-payment requirements: implications for portfolio choice and consumption
[Academic lecture]. HOFIMAR workshop.
Balke, Kasper Kragh; Karlman, Markus & Kinnerud, Karin (2023)
Down-payment requirements: Implications for portfolio choice and consumption
[Academic lecture]. Gorman Conference on Heterogeneity, Inequality, and Aggregate Fluctuations.
Balke, Kasper Kragh; Karlman, Markus & Kinnerud, Karin (2023)
Down-payment requirements: Implications for portfolio choice and consumption
[Academic lecture]. Department seminar University of Glasgow.
Balke, Kasper Kragh; Karlman, Markus & Kinnerud, Karin (2023)
Down-payment requirements: Implications for portfolio choice and consumption
[Academic lecture]. Department seminar Universit盲t Konstanz.
Balke, Kasper Kragh; Karlman, Markus & Kinnerud, Karin (2023)
Down-payment requirements: Implications for portfolio choice and consumption
